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1 FHA Mortgages. click fha mortgage limits to determine the max purchase price in your county.. 2 usda mortgages. visit usda loan Property Eligibility to determine if a property is eligible. Visit USDA Loan Income Limits to determine if your income is eligible. Only available as 30 year term. 3 fixed Rate Mortgages. 30 Year Fixed Rate – This mortgage has a fixed principal and interest payment.