Government Backed Mortgage Loans

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The Government National Mortgage Association (commonly referred to as Ginnie. It neither issues sells or buys pass-through mortgage-backed securities, nor does it purchase mortgage loans. Instead,

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The Federal Housing Administration has continued to process government- backed loans during the shutdown, but with the mortgage insurance.

An FHA (Federal Housing Administration) loan is a government-backed home mortgage loan with more flexible lending requirements than those of conventional.

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The Loan Limits for Government-Backed Mortgages in 2019. – The loan limits for FHA loans increased in 3,000 counties for 2019. The new FHA floor loan limit is $314,827; this is an increase from the previous floor of $294,515. The ceiling for high-cost counties also increased to $726,525 from $679,650.

A conventional home loan is one that is not insured or guaranteed by the federal government in any way. This distinguishes it from the three government-backed mortgage types explained below (FHA, VA and usda). government-insured home loans include the following: FHA Loans