The VA program does not allow for owner/builders. While the VA. Make sure you are working with a loan officer that understands the program.
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For the do-it-yourself remodeler. If the lending bank learns that remodeling work was done without securing permits, it will likely not make the loan. Local municipalities issue building permits.
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Construction Loans: How Do They Work? – SmartAsset – How Construction Loans Work For Your Project Construction loans cover a vast array of costs, can apply to numerous house purchase and revamp settings and cater to first-time home builders. They are thus an attractive option for your own building project.
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